Like it or not and despite the ink split over evil freeholders it is fact that like driving a car or going on holiday, problems arise in home ownership, and it is prudent to take out insurance. Legal expenses cover is available as part of many policies , and in the case of landlords, especially residents groups, can be invaluable.
In a case of an employee’s conduct leading to them threatening legal action, the LEI on a buildings policies paid for it all. And yes the person was sacked.
While most landlords and agents would get a “C- could do better” abuses and issues crop up.
It is ridiculous to expect that it should not be required when dealing with the most expensive asset most will own, and the roof over your head, while on the other hand accept that holiday insurance or car insurance is a must.
At the same time there are considerable protections and rights which owners, like finding about laws in the country you visit or the Highway Code, should become familiar with and exercise them.
After all who said “ Life should be fair” ? Well yes ok Jesus did, and we nailed him to a tree L
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